Free time and leisure, here we come! Or at least, that is what they tell you retirement is like. All the time in the world to dedicate yourself to your hobbies, to take trips, to see your loved ones more often and all the time in the world to be, well, bored. For the first time in a long time, to be bored not because you have got so much to do, but quite the opposite. While retirement can feel absolutely amazing, for a lot of people, for others, it is an anxious thought – what will I do with my time? How will my life change? In order to make this decision and check whether this is really the step we want to take right now, here are a few questions we should ask ourselves before considering it.

Is it financially viable right now?

Probably the most important question to answer right away. Without a regular paycheck, how will we maintain our lifestyle? Do we have enough in our savings, do we have enough assets, and how big will our pension be? Are we ready to downgrade to a simpler lifestyle? We need a sound financial plan before we commit to this step, so we should track our funds carefully, and consider hiring a financial adviser to help us out.

How will we spend your time?

The first few weeks will be great. Sleeping in, lounging around with coffee and newspapers, reading all the books we have always wanted to read, enjoying our family and really being able to dedicate time to ourselves Until we realize, sitting around all day gets boring pretty fast. A few months of it, and we will be going insane, especially if you are used to hard work. While there is no need to plan out every detail of your life after retirement, it is good to have a rough outline of what we want to do.

What do we want to do with our life?

Okay, we have found a way to spend our time, so now we need to think about what’s the general plan, what’s the direction we want our life to take? For a lot of people, career is a part of who we are, and losing that can be an impact. It is time to dedicate ourselves to things you always wanted to do, to find way to keep the quality of our life high. We can consider signing up for classes for seniors to learn new skills, find a way to turn our hobby into something profitable, and keep engaging in social situations to maintain strong friendships. An excellent way to have all this would be to live in a nice retirement village, so we should consider looking into some good retirement homes for sale and settling into a beautiful neighborhood with our partner. That way we will be surrounded by other great people with lifestyles similar to ours, and we will have everything we need at hand.

What are our partner’s plans?

Unless we live alone, retirement is something to plan with our partner. Are they retired as well? How long do they plan to work? Bear in mind that both of you are probably used to having your own individual time alone, and being home more often can be a mixed blessing. The change is generally welcome, but both of you will still need time of your own to dedicate yourself to different interests and hobbies. Before we make a decision, we should have an in-depth discussion with our partner and make plans together.

Will we miss our career?

Like we previously mentioned, our careers are not just something we do, it’s who we are. We have to ask ourselves if we can handle not making decisions related to our field of work any longer? It is good to consider other ways that will allow us to retire but still stay in touch. For example, we could see if there are any teaching positions where we could act as a guest lecturer at colleges and teach the young people our own craft.

If retirement feels like doom just waiting to happen, we are either not ready for it, or you have not been planning for it well. It is best if we pause, take a deep breath, and really consider all our options, possibly with a professional. We should make retirement feel good, make sure our life goes in the direction we want it to, and be certain of our decision.

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Comment by Regina Chouza on January 24, 2018 at 6:30pm

ps... One more comment. The magazine sources its own photographs for copyright reasons, so if you'd like to omit them from your submissions that is OK. Thank you! 

Comment by Regina Chouza on January 24, 2018 at 6:29pm

Hi Marie, Thanks for posting this! 

My name is Regina, I'm one of the editors at OM Times Magazine. I have a few comments on your piece to bring it closer to our submission guidelines. Below you'll find a copy-paste of our guidelines, with notes in bold where certain comments are highlighted specifically for your article: 

- ORIGINAL CONTENT: It hasn't been posted in other magazines or in blogs.  We do not publish channeled materials, our writers present their own ideas! It can also help to have a look at for the style & type of article that is generally selected for publication. 

- ABSTRACT:  Please begin with a 80 word summary of the themes covered (a teaser ). We use these for to promote our articles and writers. 

- TONE OF VOICE: Professional tone of voice, using "we" rather than "I" to make the articles inclusive, and to avoid sounding like a blog post. Please avoid using 2nd person as well (you)  to keep from sounding preachy (as in, "you might be doing this wrong...)    Please avoid using contractions, and if possible, revise the sentences that are in 2nd person so that it doesn't sound like we are telling people what to do. Let me know if you have any questions. The subheadings are probably ok in 2nd person, but please avoid using "you" in the actual text. 

- PROMOTION & SELF-PROMOTION: Include an Author Bio with links to your profile and any promotional material (up to 60 words). Self-promotion is only permitted here - if links are embedded or included in the body of the article, they will be deleted. PLEASE ADD YOUR AUTHOR BIO 

- TITLE:   Reflective of the general theme (up to 60 characters) 

- LENGTH:  500 - 800 words 

Please let me know if you have any questions, and feel free to resubmit. 



ps... If you could send me a message when the revision is done, that would be great.

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